Corporate & Business Insurance
Your business depends on a few key people, and so do your employees, your clients, and your family. We help BC business owners protect what they have built with corporate insurance planning that fits the company, the budget, and the long game. Whether you run a professional firm in Chilliwack or a growing trades operation in Abbotsford, we look at the real risks, show you the options, and let the numbers make the case.
Discover the BTN Difference
Carrier-Neutral Advice
We shop more than 20 carriers and recommend what fits your team, not who pays us the most.
Built for Value, Not Just Price
We design plans for the best long-term value and sustainability, not the cheapest premium this year.
We Stay With You
Ongoing plan reviews and plain-language support, so your benefits keep working as your team grows.
What We Cover
Key Person Insurance
The loss of an owner or a critical employee can stall a business overnight. Key person coverage gives the company the cash to keep operating, recruit a replacement, and reassure lenders and clients while you regroup.
Buy-Sell Funding
When a partner exits, retires, or passes away, a funded buy-sell agreement makes sure the remaining owners can buy their share without draining the business. We coordinate the coverage that backs your shareholder agreement.
Corporate Owned Life Insurance
Held inside the corporation, permanent life insurance can protect the business, support succession, and build tax-efficient value over time. We structure it to fit your corporate and estate goals.
Business Loan & Debt Protection
Personal guarantees and business loans do not disappear if something happens to you. The right coverage clears the debt so your family and your partners are not left carrying it.
Business Overhead Expense Coverage
If an owner is disabled and cannot work, the bills keep coming. Overhead expense coverage pays rent, salaries, and fixed costs so the doors stay open while you recover.
Corporate Critical Illness & Disability
A serious illness or injury to a key person is both a personal and a business event. Corporate critical illness and disability planning protects cash flow and gives you options when it matters most.
Not Sure What Your Business
Actually Needs?
Let’s talk it through. We will look at what you have, what you need, and what you don’t, and go from there. No pressure, no commitment.
Or call us directly: (604) 393-7790 | Toll-free: 1 (877) 793-7790