Be Debt Free 50% Faster...
The biggest financial goal for most people is paying off all debts, including their mortgage. You can do this up to 50% faster, WITHOUT increasing your monthly mortgage payments, and save tens of thousands in interest. To learn more, please review the following link...
Employers offer Group Benefits Plans to attract and retain valuable employees. How about offering them a program that can eliminate all debt (including their mortgage) 50% faster, savings tens of thousands in interest payments? To learn more, please review the following link...
For Real Estate Investors:
Imagine how much faster you can Cash Flow on your properties by paying off any associated debt 50% faster. You'll save tens of thousands to hundreds of thousands in interest payments, and be able to acquire more properties, and/or Re Fi so much sooner. To learn more, please review the following link...
- How it WorksWhat is the Smart Equity™ Program?
It is an online software application that incorporates complex calculations in an "easy to use" format allowing you to achieve enormous savings by reducing the amount of time required to pay off your mortgage or any other type of debt.
We will set you up and show you how simple it is to monitor your progress.
We will be there for help and unlimited support. You will need a mortgage broker to set you up with the right line of credit or one that can be used behind your current mortgage. You will be able to immediately see the time and interest saved on your mortgage and debts.
You start by entering your current spending habits into Smart Equity™ software and it will produce a financial road map from your current spending habits and save you thousands of dollars in interest by dramatically reducing the time to eliminate both your mortgage and personal debts. The mortgage broker will then use a home equity type of line of credit (or a combination of fixed/variable mortgage products in front of a smaller line of credit) that, in many cases, completely eliminates the interest payments of loans you control. That's right, this system shows you how to produce interest free loans. The software helps you pay off credit card debts in a fraction of the time without paying any more money than you're currently paying or without making any changes to your current spending habits.
The system, in an easy to use format, uses the same techniques used by banks and corporations to execute complex daily interest calculations.
The banks prefer that these techniques, and this system, were kept a secret. We say this with confidence that no banker or other advisor has offered to show you "how" to pay off a mortgage 10 or even 15 years earlier with any focused and supervised effort. Why? For the simple reason that this is how they make their money. They make more money by keeping you in debt longer than necessary.
The above graph shows in orange a 30 year amortization of a mortgage for $250,000 @ 6%, with the monthly payments of $1498 per month, and it takes the full 30 years to pay the loan off. The blue portion of the graph shows the same loan amount of $250,000 paid off in just 9.1 years by using mortgage broker services with the Smart Equity™ software.
We believe that we can save thousands of dollars for the average hard working Canadian family.
And we hope, from word of mouth, that you will tell your friends and family about us, so we can continue to help Canadians become debt free faster than ever before.
Applying these techniques with the right mortgage + software will help you eliminate both your mortgage and personal debt in a fraction of the time while saving you thousands of dollars and in some cases hundreds of thousands of dollars in interest.
This program works for people with stable employment, who pay their bills on time, and have monthly income greater than expenses.
- Click to see the answer...Demo
The Smart Equity™ Program - FAQ'sClick to see the answer...Why doesn't my bank inform me of this product?Banks are in the business of making as much profit as possible. When you take out a conventional Principal and Interest loan, you end up paying for two or more homes depending on the terms of your mortgage. One for you and one for the bank.Click to see the answer...Do I have to make any changes to my current mortgage or refinance?No. With this program you don't have to make any changes. It's very simple to set up. All you need to do is add an advanced Home Equity Line of Credit (HELOC) and deposit your income into the HELOC and pay your bills out of the HELOC. There are additional techniques, so you pay no interest.Click to see the answer...Does this mean I will have to spend more money on my mortgage?This works with your current budget. You don't need to pay a cent extra and still you pay off your mortgage in 1/3 to 1/2 the time. However, if you do look at your budget and see where you can lower other expenses elsewhere, you can pay off your mortgage even faster than 1/2 the time.Click to see the answer...How does my mortgage get paid down without having to spend more money?When you setup the proper mortgage combination and borrow from the HELOC to apply to the principle on your mortgage, you're actually transferring the borrowed amount for your P&I loan to your HELOC Loan. By parking your income into the HELOC and paying your bills out of the HELOC, the saving in interest ends up paying off the HELOC loan and then you start the process over again.Click to see the answer...What do I get when I acquire this program?We provide a secure password protected website where you enter information about your mortgage, HELOC, income, and expenses. The software calculates how much time and interest you'll be saving. Average interest saved is just over $100,000 and the average time saved is 16 years. Each situation is unique and changes month to month from your initial setup.
This powerful software adjusts from month to month to keep you on track. Each time you make a financial decision, it will calculate your net worth. The software teaches you to make better financial decisions by allowing you to see the immediate effect.Click to see the answer...Can I do this program without the software?Yes you can, but have you? Without a financial roadmap you can end up anywhere. Think about all the people that end up refinancing their home every 5-8 years and still never pay off their home. Using our system, they pay down their mortgage faster without changing their spending habits. It is all about using a focused approach with supervision! We will work with you to ensure that you are successful.
- Calculate Your Savings
Smart Equity™ is a fantastic total debt and cash flow management tool. This program has helped many people accelerate their financial goals by significantly reducing the time it takes to pay off any and all types of consumer debt, particularly their mortgage.
To see how much time and interest you can save, please follow the link below.