Protect What You’ve Built. Plan for What’s Next.

Straight-talking insurance and benefits solutions for BC business owners – built around your actual needs, not a sales pitch.

How We Help Our Clients

Three core service areas — each one tailored to your actual needs, reviewed by the numbers, with no unnecessary products or pressure.

Employee Benefits

Employee
Benefits

Benefits that fit your team, whether you have 5 employees or 250.

✓ Group Health & Dental Benefits

✓ Health Spending Accounts (HSA)

✓ Group Retirement Plans

✓ Plan Reviews & Benchmarking

 

Learn More →

Corporate & Business Insurance

Corporate & Business Insurance

Coverage built around your operation, protecting you where it counts.

✓ Key Person Insurance

✓ Buy-Sell Agreement Funding

✓ Succession Planning

✓ Corporate-Owned Life Insurance

 

Learn More →

Personal Insurance & Estate Planning

Personal Insurance & Estate Planning

Because protecting your
business is only half of the picture.

✓ Life & Disability Insurance

✓ Critical Illness Coverage

✓ Estate & Wealth Transfer Planning

✓ Long-Term Care & Travel Insurance

Learn More →

t

The Practical Problem

You’re running a business, managing employees, and trying to figure out the right coverage on your own — without knowing if you’re overpaying, underinsured, or missing something altogether.

The Emotional Weight

It’s unsettling. You’ve put years into building this business, and the thought of being one bad break away from a serious financial problem keeps you up at night.

agsdix-fas fa-shield-alt

What's Fair

You’ve done the hard work. You shouldn’t have to guess whether your family and your business are actually protected.

We get it. Insurance can be confusing, and most advisors make it worse with jargon and pressure. You deserve someone who’ll cut through the noise, look at your actual numbers, and tell you exactly where you stand — no games.
Kevin A. Jones, BTN Financial Services

Kevin A. Jones

FMA, CFSB, CHS, CLU
30+ Years in Financial Services

Clear, Honest Guidance for Your Business and Your Family

After 30 years of working with business owners across the Fraser Valley, I’ve seen what happens when people have the wrong coverage — or none at all. I started BTN Financial Services because I believe you deserve an advisor who puts your needs first, every single time.

  • ● 30+ years helping BC business owners protect what matters most
  • ● Designations: FMA, CFSB, CHS, CLU — specialized in business and corporate insurance, employee benefits, and personal life, disability, and critical illness coverage
  • ● Contracted with 20+ leading Canadian insurance carriers
  • ● Based in Chilliwack, serving clients across British Columbia

“My approach is simple: I look at your numbers, identify what you actually need, and give you my honest recommendation. If you don’t need it, I won’t recommend it. That’s how I’ve kept clients for decades.”

Getting the Right Coverage Doesn’t Have to Be Complicated.

Three straightforward steps. No jargon. No pressure.

Book a Meeting

We sit down, learn about your business and your goals, and identify where the gaps are. No pressure, no obligation — just a straight conversation.

Review Your Options

We walk through your options together, what fits, what doesn’t, and what you can skip. You get a clear, honest recommendation you can actually understand.

R

Move Forward with Confidence

Once you’re comfortable, we put the right plan in place. And we’re here for the long haul — reviewing your coverage as your business grows.

Let’s Find the Right Fit.

No obligation. No jargon. No pressure. Just a straight conversation about what you need and what you don’t.

Or call us directly: (604) 393-7790 | Toll-free: 1 (877) 793-7790

Without the Right Coverage in Place…

A single disability or illness could put your entire business at risk — and your family’s income with it.
An unexpected liability claim could wipe out years of hard work overnight.
Your best employees could leave for a competitor who offers better benefits.
Your family could face difficult financial decisions at the worst possible time.

These aren’t scare tactics. They’re the situations Kevin has helped hundreds of business owners avoid. The difference between being caught off guard and being prepared comes down to one honest conversation.

What Life Looks Like with the Right Plan.

Imagine knowing exactly where you stand. Your business is covered. Your employees have benefits they actually value. Your family is protected. And you didn’t have to become an insurance expert to get there, you just had to sit down with someone who gave you the straight goods, by the numbers.

w

Real Answers

Clarity on what you have, what you need, and what you can stop paying for.

A Plan That Evolves

Coverage that’s reviewed and adjusted as your business grows.

agsdix-fas fa-users

Stronger Teams

Employees who feel valued and stick around because of strong benefits.

agsdix-fas fa-lock

Peace of Mind

Knowing your family and business are protected, no matter what.

“Kevin sat us down, looked at our numbers, and told us exactly what we needed — and what we didn’t. No pressure, no upselling. We’ve been with him for 15 years and wouldn’t go anywhere else.”

“We were paying for coverage we didn’t need and missing coverage we did. Kevin sorted it out in one meeting. That’s the kind of advisor every business owner deserves.”

Ready to Know Where You Stand?

One conversation. Real answers. No pressure. Let’s look at your numbers together.

Or call us directly: (604) 393-7790 | Toll-free: 1 (877) 793-7790